Thank you for logging on to view your revised product Terms and Conditions and other supporting literature, as detailed in the letter you received during March 2016.


Please click on the links below to access the literature.



Please read the documentation.

If you are unhappy with any material change to your SIPP product Terms and Conditions, you may transfer your SIPP to another pension provider. We will waive our transfer out fee provided you give us your instructions to transfer out within 90 days of the change coming into effect.

If you have any questions about these changes, please contact your Financial Adviser or James Hay Account Executive team.