• NO set up charge
  • NO charge for online trading on the Investment Centre
  • NO charge for cash transfers in
  • NO subscription charge

To open a Modular GIA, you must first have a Modular iSIPP set up. There is no charge for setting up a Modular GIA where a Modular iSIPP is already in place. If you do not have a Modular iSIPP and will be setting one up with the Modular GIA, see the charges to set up a Modular iSIPP.

The cost of setting up a Modular GIA is nil, where a Modular iSIPP is already in place. If you do not have a Modular iSIPP and will be setting one up with the Modular GIA, see the charges. To open a Modular GIA, you must have a Modular iSIPP open.

 

Annual platform charge1
First £300,000 - 0.25%
On next £300,000 – 0.20%
On next £400,000 - 0.15%
On next £500,000 - 0.05%
Over £1.5 million - 0.01%

1The percentage charge is calculated on or around the first day of each month and is based on the combined value of Cash Panel deposits, cash held in your SIPP Bank Account (as well as any bank account held in relation to a property) and GIA Bank Account (and, if applicable, your ISA Bank Account) and Investment Centre holdings (including Managed Portfolio Panel) across all products held in the Modular iPlan.

To administer investmentsModular GIA
Optional Whole of MarketA module offered by James Hay that allows investors to include funds and investment managers not offered within the James Hay Investment Centre. Module* £105pa
Buy, sell or switch external investments online £20 (per investment provider)

*Further charges may be applicable within the Whole of Market module. Please see the Modular GIA Charges Schedule for details.

Putting money inModular GIA
In-specie transfer from another plan £50* (per transfer)

*Subject to maximum of £200pa per product transferred in.

There is no charge for withdrawing cash from the Modular GIA.

Other charges apply. Please see our Modular GIA Charges Schedule for details.

Ready to apply

    1. First you will need to register for a Modular iPlan account and set up a Modular iSIPP.
    2. To register for a Modular iPlan, you will need to go to our register page and complete your details. You will receive an email to your chosen email address to validate your account
    3. Once registered, you can apply for a Modular iSIPP and a Modular GIA at the same time. You will be able to create a free product illustration first to see what you might get based on the level of contributions and how you choose to invest your money.
    4. Please remember you must set up a Modular iSIPP before you can add the Modular GIA or ISA.

The set up costs for adding a Modular GIA to an existing Modular iSIPP is nil. If you do not have a Modular iSIPP and will be setting one up with the Modular GIA, see the set up costs. To open a Modular GIA, you must have a Modular iSIPP open.

  • NO set up charge
  • NO charge for online trading on the Investment Centre
  • NO charge for cash transfers in
  • NO subscription charge

To open a Modular GIA, you must first have a Modular iSIPP set up. There is no charge for setting up a Modular GIA where a Modular iSIPP is already in place. If you do not have a Modular iSIPP and will be setting one up with the Modular GIA, see the charges to set up a Modular iSIPP.

The cost of setting up a Modular GIA is nil, where a Modular iSIPP is already in place. If you do not have a Modular iSIPP and will be setting one up with the Modular GIA, see the charges. To open a Modular GIA, you must have a Modular iSIPP open.

Annual platform charge

First £300,000 - 0.25%
On next £300,000 – 0.20%
On next £400,000 - 0.15%
On next £500,000 - 0.05%
Over £1.5 million - 0.01%

1The percentage charge is calculated on or around the first day of each month and is based on the combined value of Cash Panel deposits, cash held in your SIPP Bank Account (as well as any bank account held in relation to a property) and GIA Bank Account (and, if applicable, your GIA Bank Account) and Investment Centre holdings (including Managed Portfolio Panel) across all products held in the Modular iPlan.


To administer investments

Optional Whole of Market Module* – £105pa

Buy, sell or switch external investments online – £20 + VAT per investment provider

*Further charges may be applicable within the module. Please see the Modular GIA Charges Schedule for details.


Putting money in

In-specie transfer from another plan (per transfer) - £50*

*Subject to maximum of £200pa per product transferred in.


Taking money out

There is no charge for withdrawing cash from the Modular GIA.

Other charges apply. Please see our Modular GIA Charges Schedule for details.

Ready to apply

    1. First you will need to register for a Modular iPlan account and set up a Modular iSIPP.
    2. To register for a Modular iPlan, you will need to go to our register page and complete your details. You will receive an email to your chosen email address to validate your account
    3. Once registered, you can apply for a Modular iSIPP and a Modular GIA at the same time. You will be able to create a free product illustration first to see what you might get based on the level of contributions and how you choose to invest your money.
    4. Please remember you must set up a Modular iSIPP before you can add the Modular GIA or ISA.

If you currently hold a SIPP with James Hay outside of the Modular iPlan, you can transfer in to the Modular iPlan and access additional products with us. If you are considering moving products, we strongly recommend you speak to a regulated financial adviser as the charges and options of the product will be different.