From 1 November 2019, when you reach the age of 50, you will receive the first of a series of pension updates in the post.

Our new style ‘pension savings summary’ will provide you with information about your current pension savings, some questions for you to consider, and guidance on where to get further information or advice.

When you receive your pension savings summary, we strongly suggest that you discuss the contents with your financial adviser. If you do not already have a financial adviser, you can access a list of qualified advisers in your local area at www.unbiased.co.uk or by calling Unbiased on 0800 023 6868.

James Hay is not authorised to give advice, but if you require further information, please read our ‘Making the most of pensions freedoms’ page under the Information tab on our website or call us on 03455 212 414.