What would you like to do?

Explore how I can invest for retirement

Our Modular iPlan brings pensions, ISAs and other investments together in one place.

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See what I could get in retirement

Get a personalised illustration to see what you could get by investing with James Hay.

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How can I take money out of my pension

If you are 55 or over, you can start accessing your pensions now – and we’re here to help.

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Register for an online account

Set up your James Hay Online Account now – and get ready to invest.

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As one of the first SIPP providers in the UK, we pride ourselves on our wealth of experience and innovative approach to retirement wealth planning. With over 30 years’ experience, we have evolved with the market to become trusted by over 58,000* investors, holding over £25 billion* in pension and investment savings.

Why choose us?

Our expertise and dedication to financial advisers and high net worth investors is central to the Modular iPlan, our flexible solution to manage investing for retirement. You can invest through a range of products within our platform, including the Self-Invested Personal Pension, the ISA with favorable tax treatment and a General Investment Account (GIA).

Are our services right for you?

We offer a wide investment choice for both investors who are taking regulated financial advice and for those making their own financial decisions without an adviser. We strongly suggest that you take regulated financial advice. If you choose to invest with us directly, it is important that you feel confident and have experience of navigating the complexities of making regular investment decisions, proactively managing your own investment choices and retirement options.

Our products are designed for investors with typically around £200,000 of investable assets for use in the approach to and during retirement. The Modular iPlan is most suited to investors who are confident, investing for the medium to long term and willing to accept a level of market risk to increase potential reward. It is important you understand that your investment value and income is not guaranteed and there are risks to investing. This means that your investment could fall and you may get back less than you originally invested. We do not offer a solution for short term investments or non-standard investments (e.g. unquoted shares).

Further details of all of these risks are explained on our literature page.

We are proud to be part of the IFG Group, one of the market leaders in the retirement and wealth planning market, specialising in the provision of independent financial advisory and administrative services.

*as at December 2017


We strongly recommend you consult your financial adviser before investing.

If you do not have one, find a list of approved advisers at unbiased.co.uk or call 0800 023 6868.

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