SIPP
In complete control – before and after retirement
A Self Invested Personal Pension (SIPP) enables members to provide for retirement through a fund over which they and their Financial Adviser have full investment control, while enjoying the tax benefits available under a registered pension scheme.
James Hay SIPP offers:
Benefits
There are many benefits to investing in a pension with James Hay:
- Tax efficient way to save for retirement
- Adaptability to changes in career, lifestyle, and individual needs
- All SIPP contribution and transfer values received are paid into the member's designated Bank Account, currently earning an interest rate of 4.0625% gross p.a (variable interest rate of 15/16th of 1% below Bank of England base rate)
- Flexible income withdrawal options, which can be phased for those wishing to retire gradually over a period of years
- Ease of management – online if preferred
- Service by a multi-award winning team – information, technical analysis and telephone help, backed by the expertise and experience of the UK’s number one SIPP provider
- James Hay SIPP may also accept transfers of benefits from other registered schemes or qualifying recognised overseas pension schemes (QROPS)
Product Range
James Hay offers a variety of products to suit individual needs and investment choices:
- Private Client SIPP – includes whole of market investments, Investment Centre, Property
- Select SIPP – primarily aimed at Select Fund range through Investment Centre, with a self investment option
- ESIPP – Our online product, allowing investment in equities through Abbey Sharedealing and Investment Centre.
Investment Flexibility
James Hay awarded 5-star Defaqto rating
James Hay have been awarded the prestigious 5-Star Defaqto rating for Select SIPP and Private Client SIPP. Star ratings are based on the quality of the product and 5 stars represent products in the top 10 percent of policies. For more information visit www.defaqto.co.uk.