Legal

Everything you need to know

Corporate information and Financial Regulation

  • All the companies collectively referred to as James Hay are wholly owned subsidiaries of Abbey National plc. References to Abbey National Group include Abbey National plc and its subsidiaries and/or associated companies
  • James Hay Insurance Company Limited is the provider of the James Hay SIPP products and the underlying framework for these products is the ‘ James Hay Personal Pension Plan’ (the ‘Scheme’). James Hay Insurance Company Limited is authorised and regulated by the Jersey Financial Services Commission (JFSC) – Registration Number 77318
  • James Hay Insurance Company Limited has appointed James Hay Pension Trustees Limited as Trustee of the Scheme and James Hay Administration Company Limited to administer the Scheme. James Hay Administration Company Limited is authorised and regulated by the Financial Services Authority (FSA) to operate the James Hay Personal Pension Plan FSA Registration Number 460698. You can check this authorisation with the Financial Services Authority at www.fsa.gov.uk/register or by calling them on 0845 606 1234
  • The James Hay Wrap is provided by James Hay Wrap Managers Limited, a company authorised and regulated by the Financial Services Authority (FSA) – FSA Registration Number 225574. You can check this authorisation with the Financial Services Authority at www.fsa.gov.uk/register or by calling them on 0845 606 1234
  • The Wrap Offshore Bond is provided and administered by Scottish Provident International Life Assurance Limited SPILA), a wholly owned subsidiary of Resolution plc, and a provider of investment, life assurance and retirement planning products. SPILA is regulated by the Isle of Man Government Insurance and Pensions Authority and is a member of the Association of International Life Offices
  • Holders of policies issued by SPILA will not be protected by the Financial Services Compensation Scheme established under the UK Financial Services and Markets Act 2000 if it is unable to meet its liabilities to them
  • SPILA investors receive the protection of the Isle of Man Life Assurance (Compensation to Policyholders) Regulations 1991
  • SPILA reserves the right to adjust the return for investment to reflect any levy or charge made on us under the Isle of Man Life Assurance (Compensation of Policyholders) Regulations 1991 or similar legislation

Company Registrations

  • James Hay Insurance Company Limited is registered in Jersey, Registration number 77318. Registered office: 19-21 Commercial Street, St Helier, Jersey, JE2 3RU
  • James Hay Pension Trustees Limited is registered in England, Registration number. 1435887
  • James Hay Administration Company Limited (JHAC) is registered in England, Registration number 4068398
  • James Hay Wrap Managers Limited is registered in England, Registration number 4773695
  • The registered office of these companies is Abbey National House, 2 Triton Square, Regent’s Place, London, NW1 3AN. Telephone 0870 607 6000
  • Scottish Provident International Life Assurance Limited is registered in the Isle of Man, Registration number 053002C. Registered office: Provident House, Ballacottier Business Park, Cooil Road, Douglas, Isle of Man, British Isles IM2 2SP. Telephone +44 (0)1624 681681. Telephone calls may be recorded. Fax +44 (0)1624 677336. Website: www.spila.com

UK website use

This website is intended for use only by those who can access it from within the UK. Products and services advertised on these pages are intended for sale only to UK residents.

The information on this site is general and prospective investors and their advisers must read the relevant product literature and contract conditions. We do not give financial advice.

Laws that govern our site

This site is governed and shall be construed in accordance with the laws of England and Wales and any dispute or action arising out of this site shall be determined in accordance with such laws.

Intellectual Property Rights

All intellectual property rights on this site are owned by or licensed to James Hay. James Hay and the flame are registered trademarks. The contents of this site are © Abbey 2008. The re-production of any material on this site is prohibited, except for the printing and downloading of extracts for non-business use.

Liability

We accept no responsibility for any loss suffered as a result of using this website, reliance on any of its content or downloading software or information from this site. You should seek advice if you are unsure how to protect your computer.

Links to other websites

There are several places within this site that link to external websites. James Hay does not accept responsibility for the content of these external sites.

Updating our important information

We often update the content on this page. Make sure you keep up-to-date by visiting the page regularly. Also try to refresh your browser on a regular basis.

Copyright © 2008 Abbey. The James Hay SIPP products and Wrap service are provided by various companies which are part of the James Hay group of companies, whose parent company is James Hay Holdings Limited. Full details can be found within the Legal section of this site. James Hay and the flame are registered trademarks.