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Apply Online, or Register and Login


To apply for the James Hay iSIPP, you must first register for access to the James Hay Online service.

The registration process is straightforward and will give you access to an excellent range of tools and information to manage the SIPP.

To register, click the appropriate button opposite. Once your registration is complete, you will be able to login to James Hay Online and apply.

Adviser application
Individual application

If you are already registered to use James Hay Online, you can login and apply for an iSIPP by clicking the button opposite.

Registered user application
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Call 0845 850 44 55
Telephone
0845 850 44 55
9:00am - 5:00pm
(Mon-Fri, excluding Bank Hols)
Telephone
Bristol
0845 521 2414
Manchester
0845 873 5722
9:00am - 5:00pm
(Mon-Fri, excluding Bank Hols)
MiSIPP

powered by
James Hay Online

Get a clearer view on our Wrap products

SIPP, Investment Portfolio, ISA and Offshore Bond


Wrap Investment Portfolio
The Investment Portfolio offers the chance to hold a wide variety of investments, including UK and overseas stocks and shares, unit trusts, OEICs and UCITS, life assurance bonds and cash. Cash may be paid in or out, and existing investments can be transferred in, simply and without charge.

Wrap SIPP
A whole of market SIPP, offering you control of your pension arrangements by allowing access to a wide range of investment opportunities, together with maximum flexibility on retirement.

Wrap Cash / Stocks and Shares ISA
Investors can use up to their full annual ISA allowance of £11,520* to hold cash and/or stocks and shares, unit trusts, etc. free of most UK taxes on income and capital gains. Both types of ISA may be set-up and existing ISAs can be transferred in.

(* for tax year 2013-2014)

Wrap Offshore Bond
The Offshore Bond is provided and administered in the Isle of Man by Royal London 360 Insurance Company Limited, and can hold unit trusts and other collective investments. Investment returns are rolled up free of UK taxes, and withdrawals up to 5% pa are free of immediate tax liability.



Downloads

For more information about the Wrap, please visit the Wrap Literature section.

Points to consider

A Wrap may not be suitable for all investors and if you are in any doubt you should consult your financial adviser. James Hay Partnership is not authorised to give financial advice. If you do not already have a financial adviser, information can be obtained from http://www.unbiased.co.uk/ .

For more information on the risks associated with SIPPs, please read our guide; SIPPs & Wraps: assessing the risk.

Tax Risk Warning

Current pensions and tax legislation and HMRC practice could change in the future. This may affect the value of your wrap and pension benefits you receive from the Wrap SIPP if you have one. In addition, your individual circumstances will impact the tax treatment of the product elements of your Wrap and may also be subject to change in the future.

Capital At Risk Warning

The value of your Wrap will be determined by the valuation of all the investments held within it. Depending on the type of investments that you choose to hold within your Wrap, some of these may not return the amount you initially invested especially where their value can go down as well as up. This could also impact the level of benefits you can take on your retirement from your Wrap SIPP if held.

You can also find useful and impartial information about pensions, savings and investments on the Money Advice Service website, formerly the UK Consumer Financial Education Body (CFEB).


Copyright © 2013 IFG Group Plc

Please see our Legal section for full details of each company within the James Hay Partnership and its regulatory status.