iSIPP
A low cost SIPP with a wide range of investment options
The iSIPP brings together the best investment partners to offer flexible investment opportunities in a cost efficient way.
Product Features
No set up fee
One low annual administration fee.
Reduced charges
Discounts on fund charges apply for buying and holding collective investment funds within the James Hay Investment Centre fund platform.
Expert administration
Over 30 years experience in administering pension schemes. A dedicated Account Executive will be allocated to support your SIPP. This means you can be assured that your SIPP is in good hands and that you will benefit from the continuity that comes from having a dedicated person to deal with.
Retirement benefits
Take benefits in the form of Capped Drawdown or Flexible Drawdown from the plan.
Transfers, contributions and benefits
Accepts transfers and contributions in the form of non-cash assets such as shares and collective investment funds. Protected rights transfers can also be accepted.
Online management
Access to James Hay Online where you can manage your SIPP online and view up to date information, conduct transactions, check cash balances and valuations.
Investment Options
We believe the iSIPP offers market leading flexibility and value for money.
Downloads
iSIPP Brochure
iSIPP Key Features
iSIPP Charge Schedule
For more information about the iSIPP, please visit the literature section.
Apply Online
Apply online for an iSIPP today. Just click on the appropriate button below, and follow the online steps which will guide you through the process and will confirm all the information required to open an iSIPP. Once completed, the iSIPP application can be submitted to us electronically.
If you are an adviser and already registered with James Hay Online, you can Login to James Hay Online and apply for an iSIPP by selecting the ‘Tools’ tab.
Points to consider
A SIPP may not be suitable for all investors and if you are in any doubt you should consult your financial adviser. James Hay Partnership is not authorised to give financial advice. If you do not already have a financial adviser, information can be obtained from http://www.unbiased.co.uk/
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For more information on the risks associated with SIPPs, please read our guide; SIPPs & Wraps: assessing the risk.
Tax Risk Warning
Current pensions legislation and HMRC practice could change in the future. This may affect the pension benefits you receive from the plan. In addition, your individual circumstances will impact the tax treatment of your pension and may also be subject to change in the future.
Capital at Risk Warning
The value of your SIPP will be determined by the valuation of all the investments held within it. Depending on the type of investments that you choose to hold within your SIPP, some of these may not return the amount you initially invested especially where their value can go down as well as up. This could impact the level of benefits you can take on your retirement.
You can also find useful and impartial information about pension options and retirement provisions on the Money Advice Service website, formerly the UK Consumer Financial Education Body (CFEB).