Private Client SIPP
Complete investment control
Our Private Client SIPP offers the full range of investment options permitted for pension arrangements – combining tax-efficiency with the maximum freedom to control the fund’s investment strategy at every stage of the SIPP member’s career and retirement.
Investment Options
The SIPP fund may hold any combination of:
- Discounted Collect and Select Funds via Investment Centre
- Investments through the Investment Manager Panel offering reduced transactions charges
- Unit trusts, investment trusts and open ended investment companies (OEICs)
- Individual stocks and shares – both UK and overseas
- Structured products
- Commercial property
- Fixed-interest bonds, cash deposits, financial instruments and Derivatives
- Other investments listed on the Private Client SIPP Permitted Investment List
Points To Consider
Before buying a Private Client SIPP, all of the risks and commitments need to be considered. More information about these can be found in the Private Client SIPP Key Features document.
- The value of your investments can fall as well as rise
- Investments such as commercial property (such as shops and offices) may take longer to sell than others and you will need to take this into account when you consider taking your benefits
- Property funds, particularly in current market conditions, are not considered to be liquid investments and may not be readily realisable
- Some investments carry a higher degree of risk than others. Individuals should be sure that they fully understand the risks of such products before proceeding to invest in them and seek independent financial advice if necessary
- Exposure to derivatives may result in losses in excess of the amount invested
Flexible Management
- Online Management through James Hay Online, 24*7
- Client can take control of their own investment strategy
- Clients can leave the management of the funds to either a Financial Adviser or Investment Manager
Find more information on our SIPP literature page.