Investments
James Hay Partnership is independent which means we are not tied to the investments of any specific fund manager or life insurance company. Neither do we unnecessarily restrict the investment choices open to your financial adviser in deciding what is most appropriate for you.
Our products enable funds to be invested very much as clients and their financial advisers wish, subject to HM Revenue & Customs requirements.
Permitted Investments at a glance
| Product | Permitted Investments |
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| Modular iSIPP |
The core iSIPP permits access to:
- Unit trusts, OEICs and pension funds held on the Investment Centre platform.
- Investments traded via Selftrade, including: stocks and shares traded on London Stock Exchange or AIM, stocks and shares traded on a recognised overseas stock exchange, Investment Trusts, UK REITs and Government Securities, loan stocks and other securities traded on a recognised stock exchange.
- Investments held by a third party Investment Manager from our panel.
- Fixed term deposit accounts from our Cash Panel
You also have the option to add three more specialised investment modules as and when they are required.
Whole of Market module for
- OEICs, unit trusts and unit/shares in other collective investment schemes not held in the Investment Centre
- Insurance company funds and unit linked pension funds not held in the Investment Centre
- Second hand/traded endowment policies
- Structured Products
- Managed portfolios of collective investments
- Investment Plans and Income Bonds
- National Savings & Investments products
- Investments held by a third party Investment Manager or Stockbroker not on our panel. The Investment Manager/Stockbroker must be UK based and FSA regulated.
Property module for
- direct property purchases (including commercial property, agricultural land, hotels, nursing homes, and public houses, both in the UK and overseas)
Specialist Investment module for
- Unregulated Collective Investment Schemes
- Share in Unquoted private companies - both UK and overseas
- Loans to unconnected third parties (excluding individuals and certain partnerships)
- Investment grade gold bullion
- Intellectual property
- Pooled investment vehicles and syndicates where the member cannot influence or control the investment
- Offshore funds.
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Partnership
SIPP
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Full choice of investment options permitted by HM Revenue & Customs including:
- Stock exchange listed companies
- AIM and PLUS Stock Exchange
- Direct Investments into Unit Trusts, OEICs and ETFs or via an external platform
- Derivative trading (relating to stocks and shares on a recognised futures exchange)
- Insurance company managed funds & unit linked funds
- Shares in unquoted private companies
- Investment grade gold bullion
- Loans to unconnected third parties
- Commercial property
- Third party Investment Management through approved broker or investment management company
- Cash Panel
|
| SSAS |
Full choice of investment options permitted by HM Revenue & Customs including:
- Stock exchange listed companies
- AIM and PLUS Stock Exchange
- Direct Investments into Unit Trusts, OEICs and ETFs or via an external platform
- Derivative trading (relating to stocks and shares on a recognised futures exchange)
- Insurance company managed funds & unit linked funds
- Shares in unquoted private companies
- Investment grade gold bullion
- Loans to unconnected third parties
- Commercial property
- Third party Investment Management through approved broker or investment management company
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| Wrap |
- Stock exchange listed companies
- AIM Stock Exchange
- Direct Investments into Unit Trusts, OEICs and ETFs or via an external platform
- Derivative trading (relating to stocks and shares on a recognised futures exchange)
- Insurance company managed funds & unit linked funds
- Commercial property (through the Wrap SIPP)
- Collective investments through the Wrap Investment Centre
- Third party Investment Management through approved broker or investment management company
- Cash Panel
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