Investments
Investing through James Hay SIPP or Wrap
Within the legislative and HMRC framework that governs SIPPs, and the regulatory environment in which the Wrap service operates, our services enable funds to be invested very much as clients and their Financial Advisers wish.
Investment Centre
Our Investment Centre offers the benefit of discounts on many unit trusts and OEICS and gives pension investors access to some funds not normally available to private individuals.
All of these funds can be purchased, sold or switched online, 24 hours a day, 7 day a week.
Currently there are no transaction charges for buy, sell or switch trades, in addition to no initial charges applied by James Hay. This means that approximately 68% of the funds in the Investment Centre carry absolutely no initial charge, whilst for the remaining 32% only the fund manager’s charge (of on average 0.35%) applies. All the charges, and funds available are detailed in the Wrap Funds list,
Select Funds list and the
Collect Funds list
Investment Managers
Depending on the SIPP or Wrap product selected clients may have the option of placing their funds under Investment Management.
Whole of Market Investments
You and your client can still take advantage of James Hay’s prestigious whole of market* choice, and the benefits this flexibility brings (encompassing any investment provider). We can buy and sell a wide range of retail investments, as directed, including OEICs, UCITS and life assurance bonds, from approved fund managers and investment providers in the UK, overseas and offshore. We also have the facility to buy and administer Commercial Properties on behalf of SIPP members.
Through an appointed investment manager, or stockbroker, it is possible to buy and sell
Equities on a wide range of recognised stock exchanges.
For those who wish to purchase Derivatives this can be done via UK based, FSA registered Broker, subject to certain terms and conditions applied by James Hay.
SIPP investments can be managed simply and efficiently through
James Hay Online.
Wrap portfolios can be managed by Financial Advisers through the
James Hay Wrap platform.
James Hay is not endorsing or recommending the funds on the above lists, and their inclusion does not indicate their suitability to individual needs. Advice with regard to the suitability of investment options or funds should only be obtained from a Financial Adviser.
*Permitted investment Lists apply